Move to a simpler way to bank. Capitec has taken the complexity out of banking, with technology that cuts costs and puts the value back in your pocket . Switch to the bank that invests in innovative solutions to simplify your life… so you can live better.
Move to simpler banking. Go cash-free with our new card – just tap to pay and you’re on your way. Debit or credit, our Global One card gives you many ways to access your money and transact worldwide.
get personalised credit
Move to a simpler way to get credit. Get an estimate online or use our banking app to apply for a loan of up to R250 000. You’ll get a personalised offer based your affordability, and you can choose between the amount you want, the lowest monthly instalment or the lowest interest rate, starting at 12.9%.
study further for less
Move to instant savings. Get R4 000 off any GetSmarter online short course from leading SA universities. To qualify simply register and pay with your Capitec card
bank on your phone
Move to simpler banking. Load your card on all your favourite apps or shop online. You can also use our banking app to pay people, transfer money, buy airtime and electricity and more.
save to spend: get what you want for less
It sometimes feels like good budgeting means spending as little as possible on things you want, and only on things you need. But a good budget should help you plan and prioritise your spending so that you can spend on the things you want, without compromising your well-being or your future.