Credit

capitec home loan

Find your dream house and make it a home.Get up to R5 million over 20 years. Apply online to get up to 100% of the home value.

capitec home loan

About the home loan by SA Home Loans

  • Easy online application process
  • Up to 100% of the home value when you apply online
  • Up to 90% of the home value when you apply in-branch
  • Based on your credit profile and affordability
  • An SA Home Loans consultant will contact you within 2 working days
  • Approval within 5 working days after all your documents have been provided

Download our full credit flyer here


Home loan options

Get a new home loan

If you are buying a new home, and unsure of how much you could qualify for, you can do a quick calculation which gives an estimate of what you could potentially qualify for.

Move your home loan

Moving your existing bond to Capitec could lower your monthly instalments and help improve your cash flow or give you access to available money (equity) in your current home loan.

Refinance your home

If you're looking to lower your monthly home loan instalment and access the money that may have accumulated in your home's value,refinancing your bond could be the solution.

 


Ways to apply

  • Apply online
  • Visit a branch 

What you will need

A consultant will contact you in 2 working days.

You will need the following documents to complete your application:

  • Copy of signed offer to purchase
  • ID document (for joint home loans, both applicants’ ID documents)
  • Copy of marriage certificate and/or antenuptial contract
  • 3 months’ salary slips
  • Stamped 3-month bank statement(s)
how do home loans work?

how do home loans work?

Find out how a home loan works and how you can get your dream home.

Read More
how do home loans work?

how do home loans work?

Find out how a home loan works and how you can get your dream home.

Read More