bank better, live better


Why apply, wait or pay for benefits? At Capitec, you don’t need to prove your loyalty. With our Live Better Benefits you get immediate savings simply for being a Capitec client.

Whether it's making new memories, achieving new dreams or reaching new goals, our benefits will help you on your journey to live better.


Why leave your couch when the whole family can be entertained?

If anything can make spending time at home with those you love better, it's our DStv Live Better Benefit that offers you a 15% saving on your 12-month DStv Compact subscription. You get access to over 100 TV channels, 95 audio channels and plenty of local and international series and sports to keep the whole family entertained.

To enjoy this saving, SMS CAPITEC to 36906 for DStv to call you back, then request a Capitec Compact 12 contract (new applications and existing contract holders) and pay by debit order from you Capitec account. Promotion ends 31 December 2020

Read more about this great benefit here.


Want to upskill yourself to improve your knowledge?

Nothing can beat the immediate confidence boost of upskilling yourself or learning something new. Whether you want to improve your language skills, learn how to use Microsoft Excel, or run your own Spaza shop, we'll help you take on any challenge with our Educate24 Live Better Benefit. You save 50% on over 90 online short courses that you can complete it at your own pace, from anywhere using only your cellphone and a R20 data bundle.

Simply use your Capitec card to sign up and pay for your courses directly on the Educate24 website to enjoy your immediate saving.

Read more about this great benefit here.


Always dreamed of studying further?

We believe in you and want to empower you to reach your dreams. Through our GetSmarter Live Better Benefit we'll help you get there with a R4 000 saving on online courses. Not only will you have the chance to study further at top South African universities, but you also get to complete your course from the comfort of your home.

To enjoy your immediate saving, simply sign up on our dedicated GetSmarter webpage and pay for your course using your Capitec card.

Read more about this great benefit here.


Want to talk to a doctor without leaving the house?

To enjoy your immediate saving, sign up on the Hello Doctor website, enter voucher code LIVEBETTER (remember to click CLAIM VOUCHER) and set up a monthly debit order on your Capitec account.

Read more on how to use this benefit here.



15% off Greyhound or Citiliner tickets

Simply use your Capitec debit or credit card to buy a Greyhound or Citiliner bus ticket online, through their call centre or at a Greyhound or Citiliner kiosk and immediately get a 15% discount.

Find out more about this great deal here.

Remember to set your online shopping limit on your app to make use of this benefit.


Flights from R399 with Travelstart

Save R100 on domestic flights and R400 on international flights when you book and pay with your activated Capitec card.

To qualify for these discounts, Capitec cardholders have to buy their flight tickets on our dedicated Capitec Travelstart webpage.

Bookings made directly through the Travelstart main page or any other retailer or booking channel will not qualify for the discount.

See discount rules here


10% discount on

Save 10% on your car rental price in 53 000 locations worldwide when you book and pay with your activated Capitec card.

To qualify for this discount at the biggest brands in car hire, Capitec cardholders have to book and pay for their car rental on our dedicated Capitec webpage.

Bookings made directly through the main page or any other retailer or booking channel will not qualify for the discount. The discount excludes any car rental bookings for pickup within the US or Canada. See discounts rules here.